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					<title>nzherald.co.nz - Personal Finance</title>
					<link>http://www.nzherald.co.nz/</link>
					<description>Latest Personal Finance headlines from nzherald.co.nz</description>
					<language>en-nz</language>
					<copyright>Copyright 2012 APN HOLDINGS NZ</copyright>
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					<managingEditor>webnews@nzherald.co.nz</managingEditor>
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						<title>New Zealand Herald  - Personal Finance</title>
						<url>http://www.nzherald.co.nz/images/nz_little_logo.gif</url>
						<link>http://www.nzherald.co.nz/personal-finance/news/headlines.cfm?c_id=12</link>
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						<title>Mary Holm: In a spin over revolving mortgage</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784747&amp;ref=rss</link>
						<description>I&apos;ve been a freelancer for six years. Because my income fluctuates substantially and I am single, I have always been conservative in managing my provisional tax and GST commitments. I simply put 45 per cent of all invoice payments...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 11 Feb 2012 05:30:20 +1200</pubDate>
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						<title>Diana Clement: Top 10 things to affect value of your home</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784742&amp;ref=rss</link>
						<description>A home is most Kiwis&apos; biggest investment. Much of its value is determined by local market conditions. There are ways, however, to enhance (or depress) that value.I know that suggesting a home is an &quot;investment&quot; irritates people...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 11 Feb 2012 05:30:18 +1200</pubDate>
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						<title>Brent Sheather: Watchdog eyes results of financial advice</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784740&amp;ref=rss</link>
						<description>The environment within which financial advisers operate has changed markedly in the past 12 months with the advent of the Financial Markets Authority (FMA) and a far more stringent regulatory regime. Last October the FMA, after...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 11 Feb 2012 05:30:16 +1200</pubDate>
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						<title>Brian Gaynor: Who wants to be an internet billionaire</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784790&amp;ref=rss</link>
						<description>Facebook&apos;s IPO demonstrates that the world is changing rapidly and this presents great opportunities for New Zealand entrepreneurs. It shows that the value of a company can go from zero to US$100 billion in less than a decade and...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 11 Feb 2012 05:30:00 +1200</pubDate>
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						<title>Inside Money: It&apos;s child&apos;s play - how to choose a bank</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784594&amp;ref=rss</link>
						<description>You know what.I know what you&amp;#39;re thinking.You&amp;#39;re thinking,  this is the most irritating bank ad in current TV rotatio</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Fri, 10 Feb 2012 09:30:19 +1200</pubDate>
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						<title>Stock takes:  Airport branches out</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784454&amp;ref=rss</link>
						<description>Auckland Airport, best known for landing planes, parking cars and selling duty free, is branching out into the holiday park business.Newly arrived yawning tourists will be able to rest and recuperate at the airport&apos;s new campervan...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Fri, 10 Feb 2012 05:30:00 +1200</pubDate>
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						<title>Family&apos;s $340,000 in gold lost</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784326&amp;ref=rss</link>
						<description>A family with more than $340,000 invested with a gold bullion trader say they have been told by its owner they won&apos;t be getting it back.The Serious Fraud Office received two calls about Bullion Buyer website yesterday and SFO chief...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Thu, 09 Feb 2012 07:23:16 +1200</pubDate>
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						<title>Inside Money: May you live in less interesting times</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783944&amp;ref=rss</link>
						<description>Writing in the  Financial Times online edition  this week, Bill Gross, head of  inves</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Wed, 08 Feb 2012 09:30:28 +1200</pubDate>
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						<title>If a money offer is too good to be true...</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783999&amp;ref=rss</link>
						<description>When Rotorua&apos;s Rongo Tahata was told he was entitled to an inheritance worth millions of dollars he knew it was too good to be true, but he was worried others might not.Mr Tahata recently received a letter claiming to be from a...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Wed, 08 Feb 2012 07:42:18 +1200</pubDate>
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						<title>Northern Crest case in court</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10784033&amp;ref=rss</link>
						<description>A stoush between creditors and liquidators of a failed finance company linked to Blue Chip co-founder Mark Bryers has been complicated by fresh claims filed in the High Court.Australia&apos;s Manifest Capital Management won the right...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Wed, 08 Feb 2012 05:30:00 +1200</pubDate>
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						<title>Andrew Gawith: Investors need to be mindful of hindsight</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783775&amp;ref=rss</link>
						<description>Ditching shares for bonds might not be best long term, writes Andrew Gawith, director at Gareth Morgan Investments. It&apos;s been a tough time for investors lately with the world&apos;s major sharemarkets struggling to produce any meaningful...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Tue, 07 Feb 2012 09:19:43 +1200</pubDate>
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						<title>Offender gets community service in MTF fraud case</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783753&amp;ref=rss</link>
						<description>One of the seven men accused of defrauding Dunedin-based vehicle finance company MTF has been sentenced to 100 hours&apos; community service.Steward Travis Saunders pleaded guilty to one charge of illegally obtaining funds for personal...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Tue, 07 Feb 2012 05:39:00 +1200</pubDate>
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						<title>Mary Holm: KiwiSaver gripes a bit extreme</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783228&amp;ref=rss</link>
						<description>I bought into the concept of KiwiSaver and joined myself and family from day one. However, we must now acknowledge the attractiveness of the scheme has been eroded, and it must now be considered a marginal investment option. Since...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 04 Feb 2012 05:30:20 +1200</pubDate>
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						<title>Diana Clement: Gifting does not give full protection</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783226&amp;ref=rss</link>
						<description>When the Government dropped its gifting rules last year it appeared to many that a saviour had fallen from the heavens.No longer could people gift only $27,000 a year to trusts or others without incurring tax. They could now give...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 04 Feb 2012 05:30:18 +1200</pubDate>
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						<title>Judge reserves decision in Lombard Finance case</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783263&amp;ref=rss</link>
						<description>Justice Robert Dobson has reserved his decision after defence counsel for the directors of Lombard Finance &amp; Investments concluded their summing up yesterday.In the High Court at Wellington, the judge said he will work towards reaching...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 04 Feb 2012 05:30:00 +1200</pubDate>
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						<title>High Court hears of $100m Bridgecorp loan</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783260&amp;ref=rss</link>
						<description>A $100 million transaction between Bridgecorp and a company described as its &quot;piggybank&quot; was at worst &quot;a concerted effort&quot; to mislead investors and at best &quot;appallingly poor management&quot;, the High Court heard yesterday.The trial...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 04 Feb 2012 05:30:00 +1200</pubDate>
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						<title>Mark Lister: Know when (and why) to buy, sell or hold &apos;em</title>        
						<link>http://www.nzherald.co.nz/personal-finance/news/article.cfm?c_id=12&amp;objectid=10783224&amp;ref=rss</link>
						<description>Trying to navigate your way through the world of investment opportunities and risks is difficult even for the professionals. For everyone else, an added challenge to overcome is the confusing and overly complicated messages that come...</description>
						<author>newsfeeds@nzherald.co.nz</author>
						<pubDate>Sat, 04 Feb 2012 05:30:00 +1200</pubDate>
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